Used Renault Finance
Looking to finance a used Renault? AutoMoney Trust can help you spread the cost of models like the Renault Clio, Captur, Kadjar, Megane and Zoe with fixed monthly hire purchase payments.
A used Renault can be a good choice if you want a practical, comfortable and affordable car with a wide range of models to choose from. Renault offers small hatchbacks, family cars, SUVs and electric cars, which makes the brand suitable for different budgets and driving needs.
The Clio can suit city driving, commuting and first-time buyers, while the Captur offers small SUV practicality. The Kadjar gives more family space, the Megane can work well as a hatchback or estate, and the Zoe may suit drivers comparing used electric cars.
Before applying for finance, check the exact model, mileage, service history, MOT record, tyre condition and insurance cost. A used Renault can offer good value, but the individual car still matters.
For wider budgeting, read running and servicing costs before choosing a used Renault.
Renault reliability depends on the model, engine, age, mileage and service history. A well-maintained Renault with clear service records and a clean MOT history can be a sensible used buy, while a neglected car can become expensive.
Common checks include service intervals, timing belt or chain information where relevant, tyre condition, brakes, clutch feel, gearbox behaviour, dashboard warning lights and any electrical issues.
Diesel models should be checked carefully if they have mainly been used for short journeys. Electric models such as the Zoe should be checked for battery condition, range, charging history and warranty status.
For a wider used-car checklist, read choosing a second-hand car. If faults appear after purchase, problems with a financed car explains what to do next.
Renaults can be affordable to maintain compared with many premium brands, especially common models such as the Clio, Captur and Megane. Parts are generally available, and many independent garages are familiar with Renault models.
Costs still depend on the exact car. Larger SUVs, diesel models, automatic gearboxes and electric cars may cost more to diagnose or repair than simpler petrol hatchbacks.
Before applying for finance, check whether major maintenance is due. Tyres, brakes, servicing, MOT advisories and any warning lights can all affect the true cost of ownership.
If you are comparing borrowing costs as well as maintenance costs, what APR means in car finance explains how finance costs are shown.
Renault values depend on the model, age, mileage, condition, service history and market demand. Popular models such as the Clio and Captur can remain attractive on the used market when they are well maintained and sensibly priced.
Depreciation still matters if you plan to sell, part exchange or settle finance early. Electric models such as the Zoe may also be affected by battery condition, range, charging history and changes in used electric car demand.
If you are financing a used Renault, remember that the total amount payable can be higher than the cash price because interest and fees may apply. Depreciation should be considered alongside the monthly payment and running costs.
If you already have a vehicle to move on, part-exchanging a car explains how condition and value can affect your next purchase.
Used Renault finance customers often compare the Clio, Captur, Kadjar, Megane and Zoe because each model suits a different type of driver.
The Renault Clio is a popular small hatchback that can suit first-time buyers, commuters and city drivers who want low running-cost potential.
The Renault Captur is a compact SUV that offers a higher driving position and more practicality than a small hatchback.
The Renault Zoe is a used electric car that can suit drivers who mainly cover shorter journeys and have suitable charging access.
The Kadjar and Megane may suit drivers who need more family space or hatchback practicality. Before choosing a model, compare insurance, service history, MOT record, mileage, tyres, charging needs where relevant and whether the car suits your normal journeys.
The Renault Clio is a compact hatchback that works well for city driving, commuting and first-time drivers. It is easy to park, affordable to run and available with efficient petrol and hybrid options. Used Clio models can offer good boot space for their size, making them practical for shopping, work bags and everyday use without moving into a larger car.
Open Renault Clio pageThe Renault Captur is a compact SUV with a higher driving position, flexible interior space and practical boot capacity. It suits drivers who want something easier to get in and out of than a small hatchback, while still keeping running costs sensible. Petrol and hybrid versions are available, depending on the age and specification of the used model.
Open Renault Captur pageThe Renault Zoe is a small electric hatchback suited to town driving, commuting and lower-emission motoring. It is quiet, compact and usually cheaper to run than petrol or diesel alternatives, depending on charging costs. Before buying a used Zoe, check battery condition, charging compatibility and whether the real-world range fits your normal journeys.
Open Renault Zoe pageThe Renault Megane is a family-sized hatchback that offers more space than the Clio while still feeling comfortable for daily driving. Used Megane models can suit drivers who need room for passengers, child seats or a larger weekly shop. Petrol, diesel and plug-in hybrid versions may be available, so check the exact model, service history and running costs before choosing.
Open Renault Megane pageThe Renault Scenic is a practical MPV designed around family space and everyday usability. It offers a roomy cabin, a large boot and flexible seating, making it useful for children, luggage, mobility equipment or leisure gear. When buying used, check the electrics, service record and general interior condition, as family cars often see heavier daily use.
Open Renault Scenic pageHire purchase is a common way to spread the cost of a used Renault. You choose the car, agree the amount to finance, then make fixed monthly payments over an agreed term. At the end of the agreement, once all payments and the option to purchase fee have been paid, ownership can transfer to you.
Before applying, check your budget carefully. The monthly finance payment is only one part of the cost. You should also consider insurance, servicing, tyres, fuel, charging costs, repairs and whether the Renault model you want fits your day-to-day use.
Our guide explains how HP finance works if you are new to hire purchase. You can also estimate your monthly payments with the finance calculator, then apply online when you are ready.
Finance is subject to status and affordability. Your individual rate and approval depend on a full assessment, not a representative example.
The Renault Clio is one of the most reliable models in the Renault range. It’s been a trusted choice on UK roads for decades and is especially popular with young drivers thanks to its low running costs, affordable insurance, and simple maintenance.
The Renault Captur and Megane also score well in reliability, especially models from 2018 onwards, which offer better build quality and updated tech. That said, like any car brand, Renaults can still have problems. Common Renault problems include:
Electrical Issues
Some Renault models, especially the Megane, have been known to suffer from electrical problems. These issues can be small, like electric windows not working, or more serious, such as dashboard warning lights or power steering faults. The Renault Scenic has also had its share of electrical problems, particularly with the rear windows. In some cases, these issues even led to recalls.
Fuel Leaks
Fuel leaks have been reported in certain Renault models, including the Scenic, especially in newer cars built after 2019. These leaks are often caused by faulty fuel hoses or pipework. While fuel leaks may sound serious, most of the time, they’re easy to fix with a quick part replacement at a garage.
Parking Brake Faults
The parking brake system is another area where problems can occur. For instance, Megane owners have reported the parking brake failing to hold, often around 60,000 miles. The Scenic can also experience similar faults later in its life. These problems are usually caused by worn brake motors or stretched cables.
Clicking Sounds From the Engine
If you hear a clicking sound when trying to start your Renault, it might be a sign of a weak battery. This is fairly common in models like the Clio and Megane. In some older versions, it could also be linked to a built-in security system that locks the car if it isn’t started within 30 seconds of unlocking. If you're unsure, it’s best to check the battery or ask a mechanic.
Gearbox and Transmission Problems
Transmission faults have been reported in several Renault models, including the Clio, Megane, and Scenic. Some drivers have experienced loud banging noises, gears getting stuck, or even full gearbox failure. These issues can affect how the car drives and should be looked at as soon as possible to avoid further damage.
These problems can affect your ability to change speed or control the car, so they should be checked immediately.
Remember: When buying any used vehicle, there’s always a chance that issues may come up later. If you’ve financed a car and start to notice mechanical problems, it’s important to contact both your finance provider and the dealership where you bought the vehicle. Acting quickly can help get the issue resolved and protect your rights.
Yes, you can apply for used Renault finance through AutoMoney Trust. Finance is subject to status, affordability checks and lender approval. You can use the finance calculator to estimate example monthly payments before applying.
The best used Renault model depends on your budget, space needs and how you plan to use the car. The Clio may suit smaller-car buyers, the Captur or Kadjar may suit drivers wanting SUV practicality, and the Zoe may suit drivers comparing electric cars.
Many Renault models can be affordable to run, especially smaller cars like the Clio. Costs still depend on the exact model, mileage, service history, insurance group, tyres and whether you choose petrol, diesel, hybrid or electric.
Before financing a used Renault, check the service history, MOT record, mileage, tyres, brakes, warning lights and whether the car has been maintained properly. Electric models such as the Zoe should also be checked for battery condition, range and charging suitability.
