Representative Example: Cash price £11,000. Deposit £0. Total amount of credit £11,000. Borrowing £11,000 over 60 months at a fixed rate of interest of 19.8% p.a., with a first monthly payment of £290.40, followed by 58 monthly payments of £290.40 and a final payment of £489.40, including a £199 option to purchase fee. No admin fee payable. Total amount payable £17,623. 22.1% APR Representative.

Disclosure

Please review our company disclosures 

Legal and Company Details

Company name & registration

AutoMoney Trust Limited is registered in England and Wales (Company No. 11331546).

Registered office: 25–27 Surrey Street, Norwich, NR1 3NX. VAT No. 765353512.

Office address: 3 Brooklands, Moons Moat Drive, Redditch, Worcestershire, B98 9DW.

AutoMoney Trust Limited is a limited company and is not a trust or trustee in the legal or financial services sense.

Financial Regulation & Authorisation

  • AutoMoney Trust Limited trading as AutoMoney Trust is authorised and regulated by the Financial Conduct Authority (Firm Reference Number 912573).
  • Business and commercial hire purchase agreements are unregulated and therefore fall outside the scope of the Consumer Credit Act 1974 and FCA regulation.

Data Protection

  • Registered with the Information Commissioner’s Office under registration number ZA761449.

Credit Warning & Borrowing Disclosures

  • Finance is subject to status and affordability. Over 18s only.
  • Failure to meet repayments may affect your credit score and ability to obtain future credit.
  • Your vehicle may be repossessed if repayments are not maintained.
  • Please ensure you can afford the repayments before entering into a credit agreement.
  • We encourage responsible borrowing and recommend reading the Terms and Conditions carefully.

Commission & Broker Information

  • We are both a lender and a credit broker.
  • Commission disclosure: We pay commission to introducing businesses—either a fixed fee or as a percentage of the amount borrowed. This does not affect the interest rate or fees you pay under your credit agreement.
  • If you are an existing customer who doesn’t meet our criteria, we may refer you to one of our broker partners. If that referral leads to a finance agreement being paid out, we may receive a fixed commission from that partner.

Memberships & Approvals

  • We are proud members of the Finance & Leasing Association (FLA). A copy of the FLA’s Lending Code can be found here. 
  • We are also SAF Expert Approved—this mark indicates our commitment to raising standards and providing expert motor finance advice.

Intellectual Property & Logos

  • All vehicle manufacturer names, logos, and trademarks displayed on this site belong to their respective owners. They are used solely to help identify vehicles customers may choose to finance.
  • AutoMoney Trust Limited is independent and is not approved by or affiliated with any vehicle manufacturer.
  • Broker firm logos displayed on our site represent commercial relationships; each broker retains ownership of their respective name and logo.

Related pages

Representative Example: You could borrow £10,699 over 60 months with an initial payment of £495.89 (including £199 Admin Fee) followed by 58 monthly payments of £296.89 with a final payment of £495.89 (including optional £199 Option to Purchase Fee). Total amount repayable will be £19,012,40. 26.1% APR, annual interest rate (fixed) 13.3%.