Welcome to the AutoMoney Trust Apply Center. Whether you are ready to apply, want to estimate your monthly payments first, are looking for finance on a specific make of car, or are a dealer looking to work with us, you will find the right next step below.
AutoMoney Trust is a UK lender authorised and regulated by the Financial Conduct Authority (FRN 912573), a proud member of the Finance and Leasing Association, and SAF Expert approved. Finance is subject to status and affordability.
Start your car finance application online. Our initial soft search will not affect your credit score, and you will get a decision in minutes followed by a call from a member of our team to talk through your options.
Estimate your monthly payments before you apply. Adjust the amount you want to borrow, the term, and your indicative credit profile to get a representative example.
Browse car finance options by manufacturer. We support hire purchase agreements on used cars across all major UK brands, including Ford, Audi, BMW, Volkswagen and more.
For dealers and brokers looking to work with us. We offer transparent commission arrangements and a straightforward dealer onboarding process.
We are a UK hire purchase lender focused on responsible lending and clear, honest communication.
Authorised and regulated by the Financial Conduct Authority under firm reference number 912573.
Proud members of the Finance and Leasing Association.
Specialist Automotive Finance Expert accredited.
Our initial eligibility check does not affect your credit score and is not visible to other lenders.
We consider applications across a wide range of credit profiles, including customers who have had financial difficulties in the past. Finance is subject to status and affordability.
Planning a road trip through Europe? If your car is on HP car finance, you might be wondering if you're allowed to take it abroad. The short answer is: yes, but you need your lender’s permission first.
Learn more about taking a financed car abroad
If you’ve taken out car finance, like HP or PCP, you might be wondering whether someone else can drive the car. It’s a common question, especially if you share driving with a partner, family member, or friend. The answer depends on your finance agreement and your insurance.
Learn more about if someone else can drive your financed car
Having your car stolen is upsetting and even more confusing if you’re still paying it off through car finance. You might wonder who’s responsible, whether you still have to make payments, or what your insurance covers.
Learn more about what to do if your financed car is stolen
Buying a used car on finance is common, but what if the car you're looking at still has finance owing on it? If the previous owner hasn’t cleared their finance, it can create big problems for you as the buyer. This guide explains the risks, how to check for outstanding finance, and what to do if you’ve already bought a car with it.
Learn more about buying a car with outstanding finance
Buying a used car on finance is common, but what if the car you're looking at still has finance owing on it? If the previous owner hasn’t cleared their finance, it can create big problems for you as the buyer. This guide explains the risks, how to check for outstanding finance, and what to do if you’ve already bought a car with it.
Learn more about refinancing PCP balloon payments?Our car finance guides are here to help you understand your options. Whether you're new to car finance or just want to learn more, you'll find useful information about how car finance works, what Hire Purchase means, your rights under the agreement and what to think about before making an application.
Learn more about our guides
