Used Abarth Finance
Looking to finance a used Abarth? AutoMoney Trust can help you spread the cost of models like the Abarth 595, 695 and 124 Spider with fixed monthly payments.
A used Abarth can be worth considering if you want a small car with sharper styling, stronger performance and more character than a standard city car. The brand is best known for compact performance models based around the Fiat 500 platform, with sportier suspension, turbocharged petrol engines and a more distinctive driving feel.
An Abarth will not suit every buyer. The ride can feel firm, boot space is limited and insurance may cost more than a standard small hatchback. That makes it important to look at the full ownership cost before applying for finance, not just the monthly payment.
Before choosing a used Abarth, check the mileage, service history, MOT record, tyre condition, brake wear, insurance cost and whether the car has been modified. Our guide to running and servicing costs explains what to budget for beyond the finance agreement.
An Abarth can work as a first car for some confident drivers, but it is not usually the cheapest first-car option. The compact size makes models such as the Abarth 595 easy to park and usable around town, but the performance setup can mean higher insurance, firmer suspension and higher maintenance costs than a normal small car.
For younger drivers or first-time finance customers, the full monthly cost matters. That includes the finance payment, insurance, fuel, tyres, servicing, repairs and any fees linked to the agreement. A car that looks affordable to buy may still be expensive to run if the insurance or maintenance costs are high.
If this is your first time applying, read first-time car finance before choosing the car. This can help you understand the application process, credit checks and affordability checks before you commit.
Abarth models can hold value reasonably well compared with some standard small cars, especially lower-mileage examples, limited editions and vehicles with strong service history. The brand has a loyal following, which can help demand for clean used examples.
Value still depends on the exact car. Mileage, condition, service history, ownership history, trim, colour, modifications and market demand can all affect resale value. A heavily modified or poorly maintained Abarth may be harder to sell later, even if the purchase price looks tempting.
If you are financing a used Abarth, remember that the total amount payable can be higher than the cash price of the vehicle because interest and fees may apply. If you already have a car to move on, our guide to part-exchanging a car explains how your current vehicle could affect your next purchase.
Used Abarth finance customers often compare the 595, 695 and 124 Spider because each model offers a different balance of performance, practicality and running cost.
The Abarth 595 is usually the starting point for many buyers. It keeps the compact city-car size but adds stronger performance, sportier styling and a more engaging drive.
The Abarth 695 sits higher in the range and is often linked with stronger specification, special editions and a more distinctive feel. Used prices can vary depending on mileage, rarity, condition and service history.
The Abarth 124 Spider is a different type of Abarth altogether. It is a two-seat roadster, so it suits drivers who want open-top driving and a more traditional sports-car feel rather than hatchback practicality.
Before choosing a model, compare insurance, servicing, tyres, MOT history and whether the car has been modified. Modified Abarths can be appealing, but they may affect insurance, reliability and resale value.
Hire purchase is a common way to spread the cost of a used Abarth. You choose the car, agree the amount to finance, then make fixed monthly payments over an agreed term. At the end of the agreement, once all payments and the option to purchase fee have been paid, ownership can transfer to you.
Before applying, check your budget carefully. The monthly finance payment is only one part of the cost. You should also consider insurance, servicing, tyres, fuel, repairs and whether the Abarth model you want has higher running costs than a standard small car.
Our guide explains how HP finance works if you are new to hire purchase. You can also estimate your monthly payments with the finance calculator, then apply online when you are ready.
Finance is subject to status and affordability. Your individual rate and approval depend on a full assessment, not a representative example.
Remember: If problems with a financed car appear after purchase, contact both your finance provider and the dealership where you bought the vehicle. Acting quickly can help protect your rights and avoid the issue becoming harder to resolve.
Remember: When buying any used vehicle, there’s always a chance that issues may come up later. If you’ve financed a car and start to notice mechanical problems, it’s important to contact both your finance provider and the dealership where you bought the vehicle. Acting quickly can help get the issue resolved and protect your rights.
Yes, you can apply for used Abarth car finance with AutoMoney Trust.
Whether you're considering an Abarth 595, 695, 124 Spider or another used model, the finance will depend on factors such as your individual circumstances, the price and range of the vehicle and whether the repayments are affordable for you.
Before choosing a used Abarth, it's also important to consider the cost of owning and running the vehicle alongside your monthly finance repayments. Insurance, fuel, road tax, servicing, tyres, maintenance and repairs all contribute to the overall cost. As Abarth models are performance-focused, some versions may cost more to insure or maintain than a standard hatchback.
You can use our finance calculator to estimate monthly repayments before applying. Finance is subject to status, affordability checks and lender approval.
The best used Abarth to finance will depend on your budget, insurance costs, the type of driving you do and what you want from the car. Different models offer different levels of performance, practicality and specification, so it's worth comparing the overall costs before deciding.
The Abarth 595 may suit drivers looking for a compact performance-focused hatchback that can still be used for everyday driving. Different versions of the 595 are available, including the Turismo and the more performance-focused Competizione, so specification and running costs can vary.
The Abarth 695 sits towards the higher end of the range and may appeal to drivers looking for something more distinctive or a higher specification. Used prices can vary depending on the model, age, mileage, condition and whether it is a special edition.
For something different, the Abarth 124 Spider is a two-seat roadster designed for drivers who prioritise open-top driving and a more traditional sports-car experience over everyday practicality.
When comparing Abarth car finance, consider more than the monthly repayment. Insurance, fuel, servicing, tyres, maintenance and potential repair costs should all form part of your budget. You should also check the service and MOT history and whether a used Abarth has been modified, as modifications could affect areas such as insurance, reliability and resale value.
Yes, an Abarth can be more expensive to run than a standard small hatchback, particularly when you take insurance, fuel, tyres, servicing and maintenance into account. However, the overall running costs will depend on the model, its age and condition, how to drive it and how many miles you cover.
Abarth models are designed with performance in mind, which can mean some parts and ongoing costs are different from those of a standard city car or hatchback. Insurance premiums may be higher for certain models, while performance types and replacement parts can add to maintenance costs. Fuel consumption can also vary depending on the model and your driving style.
The condition and history of a used Abarth can make a difference too. Before buying one, check its service and MOT history, mileage, tyres and general condition. It's worth checking whether the car has been previously modified, as modifications could affect insurance costs and may influence future maintenance requirements.
If you're considering Abarth car finance, look beyond the monthly finance repayment and factor in running costs of the vehicle. Comparing these costs beforehand can give you a clearer idea of whether a particular Abarth is affordable for your overall budget.
Before financing a used Abarth, check the vehicle's service history, MOT history, mileage and overall condition. You should also look carefully at the tyres, brakes and other wear-and-tear items, as these could result in additional maintenance costs after you buy the car.
A clear service history can help you understand how well the Abarth has been maintained, while its previous MOT results may highlight recurring advisories or issues that could require attention. It's also worth considering the mileage and condition are appropriate for the vehicle's age.
Check whether the Abarth has been modified by the previous owner. Changes to the engine, exhaust, suspension, wheels or other components could affect areas such as insurance, reliability, running costs and resale value. If you're unsure about the condition of a used Abarth, you may also want to consider an independent vehicle inspection before buying.
Before applying for Abarth car finance, consider the ongoing costs alongside your potential monthly finance repayments. Insurance, fuel, road tax, servicing, tyres, maintenance and repairs can all contribute to the overall cost of owning the car.
Taking the time to check the individual vehicle and its history can help you decide whether a particular used Abarth is suitable for your needs.
