Used Abarth Finance
Looking to finance a used Abarth? AutoMoney Trust can help you spread the cost of models like the Abarth 595, 695 and 124 Spider with fixed monthly payments.
A used Abarth can be worth considering if you want a small car with sharper styling, stronger performance and more character than a standard city car. The brand is best known for compact performance models based around the Fiat 500 platform, with sportier suspension, turbocharged petrol engines and a more distinctive driving feel.
An Abarth will not suit every buyer. The ride can feel firm, boot space is limited and insurance may cost more than a standard small hatchback. That makes it important to look at the full ownership cost before applying for finance, not just the monthly payment.
Before choosing a used Abarth, check the mileage, service history, MOT record, tyre condition, brake wear, insurance cost and whether the car has been modified. Our guide to running and servicing costs explains what to budget for beyond the finance agreement.
An Abarth can work as a first car for some confident drivers, but it is not usually the cheapest first-car option. The compact size makes models such as the Abarth 595 easy to park and usable around town, but the performance setup can mean higher insurance, firmer suspension and higher maintenance costs than a normal small car.
For younger drivers or first-time finance customers, the full monthly cost matters. That includes the finance payment, insurance, fuel, tyres, servicing, repairs and any fees linked to the agreement. A car that looks affordable to buy may still be expensive to run if the insurance or maintenance costs are high.
If this is your first time applying, read first-time car finance before choosing the car. This can help you understand the application process, credit checks and affordability checks before you commit.
Abarth models can hold value reasonably well compared with some standard small cars, especially lower-mileage examples, limited editions and vehicles with strong service history. The brand has a loyal following, which can help demand for clean used examples.
Value still depends on the exact car. Mileage, condition, service history, ownership history, trim, colour, modifications and market demand can all affect resale value. A heavily modified or poorly maintained Abarth may be harder to sell later, even if the purchase price looks tempting.
If you are financing a used Abarth, remember that the total amount payable can be higher than the cash price of the vehicle because interest and fees may apply. If you already have a car to move on, our guide to part-exchanging a car explains how your current vehicle could affect your next purchase.
Used Abarth finance customers often compare the 595, 695 and 124 Spider because each model offers a different balance of performance, practicality and running cost.
The Abarth 595 is usually the starting point for many buyers. It keeps the compact city-car size but adds stronger performance, sportier styling and a more engaging drive.
The Abarth 695 sits higher in the range and is often linked with stronger specification, special editions and a more distinctive feel. Used prices can vary depending on mileage, rarity, condition and service history.
The Abarth 124 Spider is a different type of Abarth altogether. It is a two-seat roadster, so it suits drivers who want open-top driving and a more traditional sports-car feel rather than hatchback practicality.
Before choosing a model, compare insurance, servicing, tyres, MOT history and whether the car has been modified. Modified Abarths can be appealing, but they may affect insurance, reliability and resale value.
Hire purchase is a common way to spread the cost of a used Abarth. You choose the car, agree the amount to finance, then make fixed monthly payments over an agreed term. At the end of the agreement, once all payments and the option to purchase fee have been paid, ownership can transfer to you.
Before applying, check your budget carefully. The monthly finance payment is only one part of the cost. You should also consider insurance, servicing, tyres, fuel, repairs and whether the Abarth model you want has higher running costs than a standard small car.
Our guide explains how HP finance works if you are new to hire purchase. You can also estimate your monthly payments with the finance calculator, then apply online when you are ready.
Finance is subject to status and affordability. Your individual rate and approval depend on a full assessment, not a representative example.
Remember: If problems with a financed car appear after purchase, contact both your finance provider and the dealership where you bought the vehicle. Acting quickly can help protect your rights and avoid the issue becoming harder to resolve.
Remember: When buying any used vehicle, there’s always a chance that issues may come up later. If you’ve financed a car and start to notice mechanical problems, it’s important to contact both your finance provider and the dealership where you bought the vehicle. Acting quickly can help get the issue resolved and protect your rights.
Yes, you can apply for used Abarth finance through AutoMoney Trust. Finance is subject to status, affordability checks and lender approval. You can use the finance calculator to estimate example monthly payments before applying.
The best used Abarth model depends on your budget, insurance cost and how you plan to use the car. The Abarth 595 is often the most accessible option, while the 695 and 124 Spider may suit drivers looking for something more specialist.
An Abarth can cost more to run than a standard small hatchback because of insurance, tyres, servicing and performance-focused parts. Before applying, compare the full monthly cost, not just the finance payment.
Before financing a used Abarth, check the service history, MOT record, mileage, tyres, brakes, insurance cost and whether the car has been modified. Abarth models are performance-focused, so compare the full monthly cost before applying.
